Applications are currently being accepted - please note that applications can not be filled out online so applicants must call Community Contacts at 847-697-8800.
The Owner-Occupied Housing Rehabilitation Program helps eligible Elgin homeowners correct residential code deficiencies and address sub-standard and unsafe living conditions. Applicants must be at least eighteen years of age, meet Federal income limits (see table below), own and occupy the property as their principal residence, and be current with the payment of their mortgage, property taxes, and homeowner’s insurance premium. In order to be eligible, properties must be lawful, single-family dwellings, free of liens and located within the City of Elgin. The program provides up to $15,000 in assistance for housing rehabilitation work, and up to $10,000 for lead hazard control work, for a combined maximum of $25,000 per household. All assistance is provided in the form of a grant, however, the applicant must retain ownership of and continue to occupy the property for a period of not less than twelve months following the date work is completed under the program. Should the applicant relinquish his or her ownership earlier, the CDBG assistance must be repaid in full to the City of Elgin. Please indicate you are interested in the “Elgin CDBG Owner-Occupied Rehabilitation Program.” Applications will be accepted, pending the availability of Federal funding, on a first-come, first-qualified, first-served basis.
Community Contacts is located at 100 S. Hawthorne St., Elgin, Il, 60123