Do's:
- Sign your cards as soon as they arrive
- Keep a record of your account numbers, their expiration dates, and the phone number and address of each company in a secure place
- Keep an eye on your card during the transaction and get it back as soon as possible
- Void incorrect receipts
- Destroy carbons
- Save receipts to compare with billing statements
- Open bills promptly and reconcile accounts monthly, just as you would your checking account
- Report any questionable charges promptly and in writing to the card issuer
- Notify card companies in advance of a change of address
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Dont's:
- Lend your card to anyone
- Leave cards or receipts lying around
- Sign a blank receipt. When you sign a receipt, draw a line through any blank spaces above the total.
- Write your account number on a postcard or the outside of an envelope
- Give out your account number over the phone unless you're making the call to a company you know is reputable. If you have questions about the company, check it out with your local consumer protection office or the Better Business Bureau
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